Great February Meeting!

We had a great February member meeting with Janet Trautwein’s Live from NAHU series – State of the Union and Health Policy .


SWIAHU would like to thank Andy Koesterman, Account Executive with Met Life for sponsoring the meeting.



Natalie Bunnell gave a brief tutorial on the revamped NAHU website. There are a lot of tools, such as help with compliance questions, that just another value add as part of our NAHU membership.

Work requirements may prompt more states to expand Medicaid

FROM AP via ABC News

In an ironic twist, the Trump administration’s embrace of work requirements for low-income people on Medicaid is prompting lawmakers in some conservative states to resurrect plans to expand health care for the poor.

Trump’s move has been widely criticized as threatening the Affordable Care Act’s Medicaid expansion. But if states follow through, more Americans could get coverage.

“I think it gives us a chance,”  Read More….

Congress Delays Cadillac Tax and Health Insurance Tax

Earlier today, Congress voted to pass H.R. 195, a bill that would continue to fund the government through February 8, 2018. It includes two major legislative victories for NAHU: delaying the Cadillac/Excise Tax until 2022 and implementing a moratorium of the Health Insurance Tax (HIT), effective for 2019. The bill is expected to be quickly signed by President Trump in order to restore full government operations tomorrow.

Read More


February Meeting Reminder

For those of you who have already responded regarding the meeting on February 8th Thank You!

The meeting and website overview will proceed as scheduled, but due to unforseen circumstances there will not be any CE.  We will discuss obtaining CE credits for this webinar at the meeting.

Don’t forget to RSVP if you haven’t already and if you have any questions at all please don’t hesitate to contact Jill Dear.

Take Action Now

Take Action

Last week, Senators Johnny Isakson (R-GA) and Chris Coons (D-DE) introduced S. 2303, joining Representatives Billy Long (R-MO) and Kurt Schrader (D-OR) who introduced H.R. 4575 last month. These bills would remove independent agent and broker compensation from the definition of “administrative expense” from the Medical Loss Ratio (MLR) calculation. The MLR regulation has caused carriers to reduce the commissions of agents and brokers, which has led to a reduction in consumer access to crucial services provided by insurance producers on a daily basis. Treating broker commissions as a pass-through expense will protect jobs and preserve the critical role of agents and brokers and ensure that insurers would be better equipped to compete in the marketplace.

NAHU has long advocated that the MLR should treat broker commissions as pass-through expenses for the following reasons:

  • Commissions are set by insurers but not paid by the insurers. Commissions are paid by the client and passed through carrier to the agent. While carriers currently collect agent compensation along with the regular premium, these funds are passed directly to the broker.
  • Commissions are paid to health insurance agents and brokers for the enrollment and on-going service they provide to consumers throughout the duration of their policy.
  • As a result of agent compensation being included in the cost of MLR, brokers servicing the individual and small business markets are seeing their compensation slashed by as much as 50%.
  • Individuals and employers across the country are relying on their health insurance agent to help them understand and comply with health reform for their business, their employees, and themselves.
  • The MLR has caused serious harm to the insurance market as it has inhibited the number of insurers willing to write health insurance in the individual and small-group markets.

Contact your senators and representative. Send an Operation Shout today asking your member of Congress to cosponsor H.R. 4575 and senators to support S. 2303! You can also call your legislators at the numbers below.

Take Action

Don’t want to send an email? No problem, you can also reach your senators by phone:
Rep. Larry Bucshon (R) can be reached at (202) 225-4636.
Sen. Joe Donnelly (D) can be reached at (202) 224-4814.
Sen. Todd Young (R) can be reached at (202) 224-5623.

February SWIAHU Meeting

February 8, 2018 10:15a-12:15p

Deaconess Gateway – Conference Rooms A B & C

SWIAHU Meeting & 1 Hour CE

Janet Trautwein Webinar “State of the Union”

  • 10:15 – Registration Begins
  • 10:40 – Quick tutorial of new and improved NAHU website
  • 11:00 – Webinar Begins – “State of the Union and Health Policy”

Meeting Sponsored by – Met Life

Don’t forget to bring a canned good or cash donation for the food pantry.

Holcomb still waiting on federal approval for Healthy Indiana Plan work mandate

NW Indiana Times, Dec. 4, 2017

INDIANAPOLIS — The federal government has yet to approve Gov. Eric Holcomb’s plan to require some Indiana Medicaid recipients be employed or seeking work as a condition of receiving health coverage.

The Republican told reporters Wednesday that state officials were in Washington, D.C., meeting with their federal counterparts about Holcomb’s idea to impose a work mandate on approximately 130,000 Hoosiers served by Healthy Indiana Plan 2.0, also known as HIP.

Holcomb said the state’s request, submitted to the federal government in July as part of its application to renew HIP through 2021, is not a done deal.

Read more…